What Are the Factors to Consider Before Buying a Visa Gift Card?

People looking for a gift card may need help figuring out where to start. Gift cards are a great way to give someone money without worrying about what they can buy with them. But there are some things that you should consider before purchasing a Visa gift card in Australia.

Visa gift cards are gaining in popularity as a payment method. They’re convenient, widely available and easy to use. For instance, the number of Visa gift card transactions (cash withdrawals) in Australia grew 30% year-on-year between 2018 and 2019.

To Whom Do You Intent to Gift It?

Before you buy a Visa gift card in Australia, consider whom you are buying it for. The person’s age, gender, lifestyle and interests will all play a role in what kind of gift card they would like. For example:

  • Do they have a favourite brand or store?
  • Do they have a favourite hobby or activity?
  • What colour do they like best?
  • What animal is their favourite?

Should You Buy From a Store or Online?

Some people prefer to buy their gift cards from a physical store. That’s because it’s easier for them to do so, and they can see, touch, and feel the product before purchasing it. However, buying Visa gift cards online is more convenient than going to a physical store.

What Kind of Use Value Do They Have?

One of the most important factors to consider when buying a Visa gift card is what kind of use value it has. A gift card can be used at many different stores, each with other products and services. Suppose you are shopping specifically for one product or service unavailable at your local store. In that case, purchasing a Visa gift card through an online retailer might be beneficial.

How Would They Use the Card?

The card can be used anywhere that accepts Visa, which is everywhere. It’s not just limited to a particular store or restaurant, so they can use it anywhere they shop or eat. They can also use it online to buy anything from clothing and accessories to books and electronics.

What If They Lose the Card?

If you lose your card, or if it’s stolen, you can call the toll-free number on the back of your card to cancel it. You will be asked for a six-digit PIN on the front of your card to verify that it is yours. And if you do not have this information and cannot prove yourself as the owner of that account, Visa will not be able to help you cancel your card.

Do You Want It Personalised?

If you want to make your gift card more personal, consider having it personalised. The process is straightforward and can be done in a variety of ways. For example, you can write something on the front or back of the card or even make it look like other types of cards by using stickers.

What Design Do You Want?

Another essential factor to consider is the design of your card. So, choose one that reflects the recipient’s interests or personality or simply their favourite colour. A well-designed card can significantly affect how much enjoyment they get from receiving it.

Another thing to remember is whether or not you want your gift card to be customised with an actual photo from you or someone else on the inside of it (it’s called “inside printing”).

How Much Money Do You Want to Put on the Card?

There are limits to how much money you can spend on the card. So the minimum amount that can be added to a card is $15, and the maximum balance allowed is $1,000. And if your card has more than one value associated with it, each of those values must add up to less than or equal to $1,000.

Do you want to get a Visa gift card? If so, you have to consider these things mentioned above before you buy it.